GEICO stands as the acronym Government Employees Insurance Company. GEICO has a long-standing reputation for providing excellent insurance products and coverage to military members but also to the general public. A.M. has awarded the company an “A++ Superior” rating. The best insurance rating organization. It has been providing insurance since 1936. Leo Goodwin, the founder, launched the company with the goal of offering affordable auto insurance to employees in government. GEICO was founded in 1978 with the intention of offering affordable auto insurance to government employees. It has since grown to be the 2nd largest US insurer.
These are some coverages that you should include in your GEICO motorbike insurance policy.
Accessories – GEICO provides coverage for accessories such as helmets/backrests, seatbelts, saddlebags and chrome pieces. For accessories coverage to be valid, you need to have either comprehensive or collision insurance on your motorcycle policy.
Bodily Injury Liability Insurance – Coverage for liability if another person is killed or injured.
Collision – This is an coverage for an accident involving a collision with another vehicle to pay for damages to your motorcycle.
Comprehensive – Comprehensive covers most other categories of loss other than a collision such as fire, theft, and vandalism.
Medical Payments, PIP (Personal Injury Protection), and No-Fault – This coverage pays for injuries to yourself or passengers in the event you have a motorcycle accident.
Property Damage Liability- This coverage protects you from damage to other persons property, and also provides legal defense for lawsuit cases.
Uninsured/Underinsured Motorist – Protection for you if the person at fault in the accident does not have insurance or does not have enough insurance to adequately cover damage and injuries resulting from the accident.2
GEICO provides motorcycle policies with several payment options to meet your budget and financial schedule. Pay-by phone, credit cards and debit cards are accepted. An alternative to receiving a paper bill, you can choose to receive your statements electronically. Here are the available payment options:
These discount options are a great way to save money on your GEICO motorbike insurance policy
Car Insurance Discount – For policyholders already covered by GEICO, an additional 5% discount will be offered for adding your motorbike to your policy.
Mature Riders- These “veteran”, older riders, can be given an additional 10% discount. They are considered to be less dangerous than younger riders.
Multiple Motorcycle Insurance – When you insure more bikes through GEICO you get an additional 10% discount
Renewal Discount – A renewal of your motorcycle policy with GEICO can earn you an additional 10% discount
Motorcycle Safety Course Discount – A 10% discount is available to motorcycle policyholders who have completed a Motorcycle Safety Foundation or Military Safety course. This discount is up to 20% for safety course teachers.
Transfer Discount – GEICO will pay you to switch your motorcycle insurance by giving you an added 10% transfer discount.4
Your GEICO motorcycle policy makes it easy to file claims. Online reporting a claim is easy via the GEICO web site or mobile app. Make sure to have your policy number nearby when reporting a claim.
Pros and Cons
GEICO offers many payment plans and options.
Financially stable with A.M. Best highest rating of “A++ Superior.”5
Enjoy competitive rates and discounts
You can receive a quote and buy coverage online direct without dealing with an agent.
Superior record of customer service.6
It is possible to not receive the quality of service that you expected if you do not prefer a local representative. Although GEICO does have offices in your area, you can only get policy servicing through their website or by calling. GEICO cannot be represented locally because it is a direct writer of insurance.
Not all discounts are available in every state.4
For more information and to get a quote, visit the GEICO site . You can also email questions using the contact form on the website. You can search for a local GEICO Agent by using the agent locator.